REGIONAL DEVELOPMENT ASSOCIATION NERDA GUARANTEE FUND in cooperation with VOLKSBANK BH D.D.
contact persons: Jasenko Omerćehajić and Slaviša Stajković, gf@nerda.ba
| 1. |
LOAN BENEFICIARIES |
| |
Small and medium enterprises and entrepreneurs located within the economic region North East BiH which need financing for following purposes:
- Production
- Qualified services
- Handicrafts
- Activities associated with export and substitution of import
- Inovative activities and high tech
Loans will not be approved for:
- Sales
- Catering
- Casinos and games of chance
|
| 2. |
LOAN AMOUNTS |
| |
From 5.000,00 KM to 100.000,00 KM |
| 3. |
LOAN REPAY PERIOD |
| |
Up to 5 years (60 months) with possible grace period up to 6 months |
| 4. |
INTEREST RATE |
| |
6,99 % p.a. variabile |
| 5. |
PROVISION FOR LOAN PROCESSING |
| |
1,0 % one-time, min. 100,00 KM - bank provision
1,0 % one-time, min. 100,00 KM - NERDA provision |
| 6. |
REPAY |
| |
Equall monthly installments |
| 7. |
INSURANCE INSTRUMENTS |
| |
Guarantors, mortgage, deposit of assets (depending of company financial stability) |
| 8. |
FINANCING STRUCTURE |
| |
Maximum 50% of loan for working assets, and minimum 50% for investments |
|
Investment possibilities in the region
Banovići
Bijeljina
Bosanski Brod
Bratunac
Brčko distrikt BiH
Ćelić
Doboj-Istok
Domaljevac-Šamac
Donji Žabar
Gračanica
Gradačac
Han Pijesak
Kalesija
Kladanj
Lopare
Lukavac
Milići
Modriča
Odžak
Orašje
Osmaci
Pelagićevo
Petrovo
Sapna
Srebrenica
Srebrenik
Šamac
Šekovići
Teočak
Tuzla
Ugljevik
Vlasenica
Vukosavlje
Zvornik
Živinice
|
