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REGIONAL DEVELOPMENT ASSOCIATION NERDA GUARANTEE FUND in cooperation with VOLKSBANK BH D.D.
contact persons: Jasenko Omerćehajić and Slaviša Stojković, gf@nerda.ba
| 1. |
LOAN BENEFICIARIES |
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Small and medium enterprises and entrepreneurs located within the economic region North East BiH which need financing for following purposes:
- Production
- Qualified services
- Handicrafts
- Activities associated with export and substitution of import
- Inovative activities and high tech
Loans will not be approved for:
- Sales
- Catering
- Casinos and games of chance
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| 2. |
LOAN AMOUNTS |
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From 5.000,00 KM to 100.000,00 KM |
| 3. |
LOAN REPAY PERIOD |
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Up to 5 years (60 months) with possible grace period up to 6 months |
| 4. |
INTEREST RATE |
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6,99 % p.a. variabile |
| 5. |
PROVISION FOR LOAN PROCESSING |
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1,0 % one-time, min. 100,00 KM - bank provision
1,0 % one-time, min. 100,00 KM - NERDA provision |
| 6. |
REPAY |
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Equall monthly installments |
| 7. |
INSURANCE INSTRUMENTS |
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Guarantors, mortgage, deposit of assets (depending of company financial stability) |
| 8. |
FINANCING STRUCTURE |
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Maximum 50% of loan for working assets, and minimum 50% for investments |
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